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Mike Certo

Mike Certo

Mike Certo

Senior Loan Officer
NMLS# 260555
Direct: 602-429-6789
Cell: 480-296-6513
Fax: 866-258-6063
55 N. Arizona Place Suite 103
Chandler AZ 85225

As a graduate of Ball State University in organizational communication, Michaels work experience spans from small business to large Fortune 500 companies. He has been a top mortgage consultant in the financing industry for the past 9 years. By striving to obtain the best financing scenarios and provide his clients with excellent customer service he has been awarded Presidents Club and Circle of Excellence Honors six times at three different major corporations.

Michaels major objective when working with his clients is to obtain the best debt strategy to create long term wealth. He takes the time with each client to analyze different down payment options and discuss the key benefits and drawbacks of each program.

Michael strives to make sure that every client has a clear understanding of their financing and that they walk away from their transaction with the knowledge of how to maximize their credit and purchasing ability for future transactions.


Fairway Independent Mortgage Corporation was founded in 1996 by Steve Jacobson. Just five years after opening its doors, Fairway reached the $1 billion funded mark. With a strong focus on purchase business, we continue to grow each year, funding $17.5 billion in 2016.

Customer service is a way of life at Fairway. Not only are we dedicated to finding the best rates for our customers, we also offer some of the fastest turn times in the industry. Our goal is to act as your trusted advisor, providing highly personalized service and guiding you through every step of the loan process. It’s all designed to exceed your expectations, guarantee your satisfaction, and earn your trust.

Fairway is dedicated to the highest level of service, demonstrated through consistent, informative communication with clients and their real estate partners. Our main priority is ensuring that the trust we are given is backed by accurate, on-time paperwork delivered with the best technology available. We strive to streamline the mortgage process for our clients and make it stress free for all parties involved.


Fairway Independent Mortgage Corporation is licensed in all 50 states and has headquarters in Madison, WI, and Carrollton, TX.


At Fairway, we strongly believe that the way we do things is just as important as what we do. Every employee is guided by our Core Values, which form the foundation on which we work and conduct ourselves. These values are not descriptions of the work we do as a company or the strategies we employ to accomplish our mission; they underlie our work, how we interact with each other, and guide us in determining how to best serve our customers, employees, and local communities.

If you would like to incorporate Fairway’s Core Values, please feel free to link to this page on our Corporate website: